Analysis of the Risk Management of Purchasing Puri Nirana Cigelam Sharia Housing in the Perspective of Islamic Economics

Authors

  • Adriansah Adriansah Sekolah Tinggi Agama Islam DR KH EZ Muttaqien Purwakarta Jawa Barat
  • Muhammad Fauzan Nur Sya’ban Sekolah Tinggi Agama Islam DR KH EZ Muttaqien Purwakarta Jawa Barat
  • Elfara Adisty Sekolah Tinggi Agama Islam DR KH EZ Muttaqien Purwakarta Jawa Barat
  • Eka Apriani Sekolah Tinggi Agama Islam DR KH EZ Muttaqien Purwakarta Jawa Barat

DOI:

https://doi.org/10.58223/icie.v2i1.260

Keywords:

The Risk Management, Purchasing, Islamic Economics

Abstract

As a housing developer, Puri Nirana Cigelam (PNC) Purwakarta, West Java, offers housing with a sharia concept or sharia housing. Sharia housing carries a Sharia system in its financing contracts without the involvement of Sharia or conventional banks. The purpose of this study is to first analyze the risk management of contract implementation in buying and selling housing at PNC. Second, analyzing the application of risk management in the sale and purchase of Sharia housing loans at PNC. Third, analyze the adherence to Islamic economics principles in applying risk management in PNC. This research is qualitative. At the same time, technical data mining using interviews and observation. Technical data processing by editing, organizing, and discovering results and data analysis obtained descriptively to draw conclusions. The study results in show that the risk management carried out at PNC in its sharia contracts is running well even though it is relatively new and outside property developers' customs and habits in risk management. Risk management in implementing buying and selling credit at PNC is going well for risk policies with a Sharia approach. The principles of Islamic economics also colour the existing risk management policies in PNC Sharia housing; there are elements and values ​​of Sharia economic principles that are quality, non-exploitative, free of usury, prosperous and spiritually valuable.

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Published

2023-12-11

Issue

Vol. 2 No. 1 (2023): April

Section

Articles

License

International Conference on Islamic Economic diterbitkan berdasarkan ketentuan Creative Commons Attribution 4.0 International License / CC BY 4.0 Lisensi ini mengizinkan setiap orang untuk menyalin dan menyebarluaskan kembali materi ini dalam bentuk atau format apapun, menggubah, mengubah, dan membuat turunan dari materi ini untuk kepentingan apapun, termasuk kepentingan komersial, selama mereka mencantumkan kredit kepada Penulis atas ciptaan asli.

How to Cite

Analysis of the Risk Management of Purchasing Puri Nirana Cigelam Sharia Housing in the Perspective of Islamic Economics. (2023). International Conference on Islamic Economic (ICIE), 2(1), 80-102. https://doi.org/10.58223/icie.v2i1.260